Help a Vibrant Village Bounce Back
Ten days after a malfunctioning sprinkler system caused a flood of more than three feet of water in the basement…
Ten days after a malfunctioning sprinkler system caused a flood of more than three feet of water in the basement…
Do you have an incredible project just waiting to happen — one that would strengthen your business, our community, and…
Peanuts Dog Treats envisions a community where all animals are given an equal opportunity to live a long happy life…
Published in the Newport Times Locally owned businesses are the lifeblood of a community, paying local salaries, taxes, and material…
This April, Vital Communities will focus on Earth Day — ALL MONTH LONG.
NST’s Community Impact Group allows local investors to own community solar projects that expand participation to low-income residents, small non-profits, and start-up businesses while allowing investors to use their tax liability to make positive economic and environmental returns.
The Group will link mission-minded investors with high-impact projects. Projects that can generate broad benefits to the community such as economic development and greenhouse gas reduction will additionally guide project selection. The Group has a 2019 target to finance $2.5M of nontraditional ventures, primarily focused on solar projects that can significantly lower electric bills of these underserved communities.
Opportunity. Investment. Impact.
The New Hampshire Community Loan Fund believes that one of the barriers that keeps people with low incomes from achieving greater self-sufficiency is a lack of access to credit. People and organizations that have or manage financial resources are willing to help their neighbors when they have a trusted mechanism to do so.
The NH Community Local Fund serves as a catalyst, leveraging financial, human, and civic resources to enable traditionally underserved people to participate more fully in New Hampshire’s economy.
Building a Better Future Through Local Investment
Established in 2015, the White River Investment Club (WRIC) is a group of local residents dedicated to creating a better future through local investing.
Their mission is to enable its members to make local investments which help themselves and their communities – and improve the overall quality of life in the White River watershed. WRIC Facebook page
Impact, Sustainability, Justice…OPPORTUNITY.
The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters. The Vermont Community Loan Fund is a mission-driven, community-focused alternative lender. We provide loans and other resources to local businesses, community organizations & nonprofits, early care & learning providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We develop and promote innovative capital-based solutions to issues of poverty and opportunity. We’re invested in a stronger, healthier, happier Vermont.
Americans now have $56 trillion in stocks, bonds, mutual funds, pension funds, and insurance funds—nearly all of it invested in global corporations. Here in the Upper Valley, one conservative estimate is that there are $5-6 billion in locally managed investments; this figure does not include the untold billions invested by local residents but managed out of state.
Recent changes in the law (around investment crowdfunding, for example) make it cheaper and easier for nonaccredited investors to put money into local businesses. If you’re smart about local investing, you can do this in a way that provides substantial, stable financial returns and lower risk than for Wall Street investments. Plus, local investments come with social returns on investment and wind up strengthening your community, local resilience, and the tax base.
These videos and “Seedings” newsletters offer in-depth information on a variety of local-investment topics.
The local investment materials and events offered by Vital Communities are educational in nature and should not be construed as specific legal, accounting, or investment recommendations.
Local Investing: An Overview
February 23, 2021
Investing in Home Creation
April 8, 2021
Putting Your Money to Work Locally: Investing Clubs 101
April 15, 2021
Put Your Money to Work Locally: Community Loan Funds 101
Tuesday, April 27, 5:30 pm
Community Investment Funds: A How-To Guide for Building Local Wealth, Equity, and Justice
Ce(See)ding power through local investing: A handbook showing a wide range of approaches you might apply to your own community.
Local Investing Resource Center: : a resource area for community organizers — nonprofit leaders, economic development professionals, and government officials — and those looking to create aggregated pools of capital for local investing. Here, you will find a series of how-to guides and other resources that support you in catalyzing citizen-led investments into local small businesses.
Building Resilient Rural Places: Strategies from Local Leaders to Strengthen Rural Assets, Diversity, and Dynamism by Hanna Love, Mike Powe – Brookings, December 2020. As the COVID-19 pandemic tests the resilience of rural economies in real time, this research series argues that our attention should not be focused on an outdated, inaccurate image of rural America, but rather on understanding, sustaining, and investing in the hyperlocal strategies already working to bring growth and equity to increasingly diverse and dynamic rural areas. Using in-depth, on-the-ground research in three rural communities across the U.S., the following briefs highlight these place-based strategies as well as the policy and capacity-building supports needed to sustain and scale them in the years to come.