Local First Alliance Business of the Month

Know the Businesses that Support Our Community!

Visit, patronize, and thank the locally owned businesses that create jobs,
keep dollars circulating throughout the Upper Valley, and strengthen
our economy during our Business of the Month events.

BOM logo 400x250

November 1-20

Open 9 am-6 pm every day
until Thanksgiving!

Celebrate Business of the Month

Crossroad Farm

November 1-20

The winter holidays are a time for giving gifts and eating meals with friends and family. In other words, a perfect time to add a little more local to your shopping! When planning your gift list or holiday meals this year, commit to buy just a few more things from local vendors. Ten more things? Ten dollars worth of food? Ten percent of your budget? Whatever you decide, rest assured those dollars are also a holiday gift to your community, keeping our downtowns alive, businesses open, and farms thriving. Get started by stopping at Crossroad Farm Stand, our November Business of the Month!

Visit Crossroad Farm on Route 5 in Norwich,  congratulate them for being the BOM, and enter for a chance to win a turkey AND a basket of locally grown vegetables ready for your holiday feast!

Find more places to shop for your holiday table and gifts in the Local First Alliance Directory and the Valley Food & Farm Online Guide.

Top 5 Reasons to Choose a Local Bank

1. Put Your Money to Work Growing Your Local Economy

Small businesses, which create the majority of new jobs, depend heavily on small, local banks for financing. Although small and mid-sized banks control less than one-quarter of all bank assets, they account for more than half of all small business lending. Big banks, meanwhile, allocate relatively little of their resources to small businesses. The largest 20 banks, which now control 57 percent of all bank assets, devote only 18 percent of their commercial loan portfolios to small business.

2. Keep Decision-Making Local

At local banks and credit unions, loan approvals and other key decisions are made locally by people who live in the community, have face-to-face relationships with their customers, and understand local needs. Because of this personal knowledge, local financial institutions are often able to approve small business and other loans that big banks would reject. In the case of credit unions, control ultimately rests with the customers, who are also member- owners.

3. Back Institutions that Share a Commitment to Your Community

The fortunes of local banks and credit unions are intimately tied to the fortunes of their local communities. The more the community prospers, the more the local bank benefits. This is why many local banks and credit unions are involved in their communities. Big banks, in contrast, are not tethered to the places where they operate. Indeed, they often use a community’s deposits to make investments in other regions or on Wall Street.

4. Support Productive Investment, Not Gambling

The primary activity of almost all small banks and credit unions is to turn deposits into loans and other productive investments. Meanwhile, big banks devote a sizeable share of their resources to speculative trading and other Wall Street bets that may generate big profits for the bank, but provide little economic or social value for the rest of us and can put the entire financial system at risk if they go bad.

5. Get the Same Services at Lower Cost

Most locally owned banks and credit unions offer the same array of services, from online bill paying to debit and credit cards, at much lower cost than big banks. Average fees at small banks and credit unions are substantially lower than at big banks, according to national data. Studies show that small financial institutions also offer, on average, better interest rates on savings and better terms on credit cards and other loans.

Courtesy of Institute for Local Self Reliance

Previous Featured Businesses



CopelandCompanyStoreLogo         Simple Energy

full logo -Hubert's Oval Family Outfitters Jpeg 600WLFS register       WLFS_LOGO_ROUND_SLOGAN

Skinny Pancake Logo

LFA-BOM-KAF-social (1)

King Arthur Flour Bakery + Cafe

Why Think Local First

What’s Spent Here, Stays Here
Locally owned businesses spend profits locally, purchase more goods from local suppliers, and employ local office and support staff.

Get More for Your Money
When more money gets recirculated in the community, general prosperity as well as tax revenues increase, creating a more vibrant and sustainable economy.

Unique Local Character
A wide variety of locally owned businesses contributes to a stronger local identity and cultural diversity, creating an attractive place to live, work, and play.

Strengthening our locally owned business community promotes authentic and meaningful relationships between employees, business owners, customers, suppliers, and neighbors. Business owners, who live locally, take better care of the environment, participate in public life, and donate generously to local charities.

For businesses, are you…?

  • Interested in and able to buy materials, products and services from other locally owned businesses in the area or broader region?
  • Privately held (not publicly traded)?
  • Registered in the state of New Hampshire or Vermont, with no corporate or national headquarters outside of the respective state?
  • Able to make independent decisions regarding name and appearance, as well as all business purchasing, supply, and distribution practices?
  • At least 50% of ownership lives within Local First Alliance’s 69-town service area?

For nonprofit organizations, are you…?

  • Interested in and able to buy materials, products and services from other locally owned businesses in the area or broader region?
  • Incorporated or fiscally sponsored in the state of New Hampshire or Vermont?
  • Leadership (advisory body, board, staff) has autonomous authority over all operational decisions?
  • At least 50% of leadership (advisory body, board, staff) lives within Local First Alliance’s 69-town service area?


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Local First Alliance Members

Our program is underwritten by these community partners

Co-op Full Color logo Mascoma_Logo_Horizontal_Tagline_CMYK (1)

La Valley     King Arthur Flour  GER_logo_clr

Chippers color logo  WLFS_LOGO_ROUND_SLOGAN


April 2021

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  • First Friday in White River Junction!

Vital Communities Program News


Nancy LaRowe

Food & Farm and Local First Coordinator

Local First, Food & Farm

 802-291-9100 x106

Local First, Food & Farm

— Nancy LaRowe, Food & Farm and Local First Coordinator

Nancy joined Vital Communities as the Food & Farm Coordinator in 2014. She works to support and grow our local food system and economy. Nancy has lived, worked, and farmed in the Upper Valley for more than 25 years and believes our community is healthier and stronger when our connections to food and the farms that produce it stay vital.

Nancy's informal job title is Farmer-in-Residence: she also runs a pasture-based cattle farm in Norwich. Nancy is on the Board of the Norwich Farmers' Market and a retired Norwich volunteer firefighter and EMT. She loves puttering in the garden, hiking with her dog, and visiting farmers' markets.